We work closely with our clients to provide a range of financial services which meet their individual requirements. Find out more about how they benefit from our personalised approach.
High Net Worth Mortgages
The mortgage market for high net worth individuals is small and highly specialised.
Our clients often have a range of assets – typically including business interests, a property portfolio, trust funds and offshore assets – that all need to be carefully considered when arranging a mortgage. These assets, as well as a high income, make assessing the risks associated with lending significantly different from the mainstream market.
When deciding whether to advance a mortgage to a high net worth borrower, lenders will often assess affordability on assets, as well as income.
Our mortgage brokers not only understand the implications of this difference, but also take a comprehensive, holistic approach to the advice we provide. Gaining a thorough understanding of the objectives, aspirations and preferences of each individual client, we map this profile against personal financial circumstances to find precisely the most beneficial mortgage solution. Given the multi-faceted nature of the financial affairs of high net worth individuals, this deep understanding is fundamental to achieving the optimum outcomes.
Our experience enables us to assess the entire market and analyse a variety of options for structuring each loan, ensuring you achieve the very best terms possible. We navigate a clear path through all the complexities with the highest discretion, providing expertise and personal service of the finest quality.
For more information, simply call us on 020 7709 5560 or complete the online contact form.
Your home may be repossessed if you do not keep up repayments on your mortgage.